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Overview

Finmora Lending Network, a growing micro-finance provider, struggled with manual workflows—paper-based onboarding, Excel tracking, and no digital infrastructure. Trifleck was engaged to build a scalable mobile-first lending platform.

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Key Challenges

Manual Customer Onboarding:

Repeated document submissions and delays.

Inefficient Processing:

Loan officers depended on spreadsheets with no stage visibility.

No Backend System:

Entire digital foundation needed to be created from scratch.

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Strategic Approach

Trifleck designed a lean, modular, scalable architecture focused on simplicity and security:

  • Unified cross-platform app for all lending functions
  • Lightweight backend prepared to scale
  • User-friendly experience for customers and officers
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The Solution

A Flutter-based mobile application supported by a secure backend and cloud infrastructure.

  • Digital KYC onboarding
  • Loan application & document uploads
  • Stage-wise status tracking
  • EMI calendar & reminders
  • Officer admin console
  • JWT-secured login
  • AWS S3 cloud document storage
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Results After 90 Days

35% faster loan processing

62% applications via mobile

90% fewer documentation errors

Approval cycle shrank from 48 hrs to 9 hrs

App rated 4.7★ on Google Play

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