



Overview
Finmora Lending Network, a growing micro-finance provider, struggled with manual workflows—paper-based onboarding, Excel tracking, and no digital infrastructure. Trifleck was engaged to build a scalable mobile-first lending platform.
Key Challenges
Manual Customer Onboarding:
Repeated document submissions and delays.
Inefficient Processing:
Loan officers depended on spreadsheets with no stage visibility.
No Backend System:
Entire digital foundation needed to be created from scratch.

Strategic Approach
Trifleck designed a lean, modular, scalable architecture focused on simplicity and security:
- Unified cross-platform app for all lending functions
- Lightweight backend prepared to scale
- User-friendly experience for customers and officers


The Solution
A Flutter-based mobile application supported by a secure backend and cloud infrastructure.
- Digital KYC onboarding
- Loan application & document uploads
- Stage-wise status tracking
- EMI calendar & reminders
- Officer admin console
- JWT-secured login
- AWS S3 cloud document storage


Results After 90 Days
35% faster loan processing
62% applications via mobile
90% fewer documentation errors
Approval cycle shrank from 48 hrs to 9 hrs
App rated 4.7★ on Google Play

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